Revolt against the fiat world

I am an anarchist. I believe, that people own themselves and that the rules which govern how we interact with each other should be based on mutual consent. If I decide to live in a way that is consistent with my worldview, I will be robbed, kidnapped, and eventually murdered by criminal thugs with badges. Peaceful people around the world are subjected to erratic tyranny with rules that defy all logic. Individuals are attacked by governments for speaking their mind, for running a business, for taking medicine and for not taking medicine, for trading and for not trading, for gardening, for keeping their own property for themselves, for owning a gun, for raising chickens, for running a website, for refusing to murder people, for ignoring made-up patents, for healing, for teaching their own *****ren and even for singing a primitive song.

I know that I am by far not the only one who is tired of this barbarity. I did not consent to be part of their hellish mockery of a society. I want out as fast as possible.

There is no messiah who is going to save us. We cannot vote our way out. We need something else - a righteous, effective and sustainable revolt against the fiat world. Why don't we, as liberty-loving, non-violent people, band together and form a voluntary insurance against unprovoked and random attacks by the state and state-like entities? Such an insurance could provide passive and eventually active protection against the fiat barbarians. This organization could easily exist on a blockchain as a Decentralized Anonymous Corporation. The required technology is available right now to everyone. By properly aligning incentives within the corporation, it should be able to sustain itself financially and make necessary adjustments as needed to ensure its long-term viability.

I'm so done with clown-world. Let's work together and free our kin!

You are an established weed grower and vendor on the so-called darknet. Gardening has been your passion for many years, and you provide your loyal customers with a high-quality product. They are happy, you are happy, win-win, right? There is a catch. Since this activity is not approved by your local oligarchs, you, like many of your peers, constantly live in fear of being robbed and kidnapped by so-called law enforcement.

For some time, you were reading positive reviews of a new darknet service that promises a remedy: An anarchist corporation which is known as "the guild" (Global Underground Insurance for Libertarian Dissidents) offers insurance against unprovoked and random acts of aggression by the state and state-like entities like drug cartels or biker gangs.

Eventually, your curiosity prevails. You give them a shot and contact the insurance company's hotline using one of their secure communication methods. The hotline agent begins a cursory assessment to weed out trolls and frauds. You answer truthfully, and are deemed worthy of further communication. He informs you that he has forwarded your contact to a case agent who is familiar with your business and your local jurisdiction. Your case agent's nickname is John. He begins the conversation by providing a PGP signed proof that he is a certified guild agent. His style of communication is factual and on-point. Agent John knows how to efficiently extract salient information about your needs and your threat model without pressuring you to reveal your real life identity.

After the basic questions are answered, you should conclude the talk by clearly stating what you expect from each other: You want to be compensated for any losses in the event of an arrest or robbery. This includes your stolen weed, stolen equipment, cash, electronic devices, and any damages that the attackers inflict on your property, such as the damaged door of your house, forfeited property, and fines. Additionally, you want a specific compensation for each day you spent in jail, and the insurance should also cover the cost of the lawyer and court fees. Agent John explains the guild's expectations. The insurance expects you to actively reduce your risks while elevating your ethical standards. He sends you a link to the "guild guide" and explains the key points covered in it and states:

Agent John gives you several days' time to study the wiki and write down any further questions while he works on contract proposals with the risk department.

You find a comfortable place to sit with a tablet in your hand, and you start studying the "guild guide". The first chapter starts with a familiar phrase from the Bill of Rights. It explains libertarian doctrines and how humanity took a wrong turn in creating the current post-modern clown show we are forced to live in. The next chapter explains the corporation's purpose, its structure, and member roles. Another chapter explains ethical standards for all members and associates. Another chapter is comparable to the well-known "darknet bible". It contains OPSEC best practices and technical advice. As a seasoned darknet vendor, you already follow most of these rules and best practices, as they are based on common sense.

The most interesting chapter to you is the part where the book explains how to use clever cryptography to buy insurance while remaining anonymous and how the disclosure of your identity works in case of an accident. Only you know the full contents of your contract, and only you can decide to reveal parts of it to certain individuals. Your agent and his peers know only parts of the contract which are relevant for their specific area of expertise. The guild's processes follow the "arcane" doctrines: Auditability, Randomization, Compartmentalization, Anonymization, Need-to-know and libertarian Ethics. All processes are completed with an anonymized and cryptographically signed document. They ensure that all documents and contracts are signed in a manner that enables them to serve as breadcrumbs in an audit to reconstruct the history of every case. However, there is not a single agent in the organization with the power to put it all together and fully de-anonymize customers without the help of other agents. These doctrines provide a high level of privacy and robustness. Several key agents or even the guild leader could be compromised or taken out and the guild would still be able to function properly. The explanations sound sensible to you. Now, you read the chapter about the guild's structure in detail. The insurance is divided into two groups: the investors and the agents. The investors provide capital for the corporation, and they receive dividends in proportion to their shares. Investors are then divided into two subgroups: shareholders and stakeholders. Shareholders are anonymous. They are in it for the dividends and can sell their shares whenever they wish. They have no further influence on guild politics and do not receive any special privileges. Stakeholders, on the other hand, are pseudonymous. They are individuals and entities with a solid reputation, such as darknet market administrators, community forum moderators, established vendors, and other service providers. Their function is to control the treasury (a 51% consensus is needed for a payout) and to prevent an exit scam by combining their individual trustworthiness into one single entity. In addition to being heavily invested in the corporation, they are also insuring each other which further decreases the likelihood for fraud. The stakeholders' shares yield more dividends, and they influence insurance policies, as their consensus controls the capital flow. The other group, known as "the agents", consists of specialized workers. They are led by the guild leader, whose main responsibility is to compile all the process reports into a comprehensible budget plan and then justify and acquire the next budget from the stakeholders. All agents and stakeholders are insured as well, meaning they all have skin in the game. When it comes to the size of the budget, both groups have slightly different goals. Agents want higher wages, meaning they want a larger budget. Stakeholders also want to earn money, but they prefer the budget not to be bigger than necessary. This is because every coin spent from the treasury means less dividends for shareholders. An intentional and continuous power struggle exists between the guild leader and stakeholders in order to effectively manage the treasury. Each stakeholder has the right to demand an audit of every expense claimed by the guild leader. The guild leader is expected to provide detailed proof of the necessity of every expense without compromising corporate security and individual privacy.

You set the tablet aside. The information seems to make sense to you. However, you are still unsure if the whole thing is legitimate, so you decide to compile a list of questions for agent John.

Your agent contacts you again.

The guild agent presents two contracts: One for a fully comprehensive insurance plan and another for a much cheaper co-insurance plan with a co-payment.

Several minutes pass.

Your mind races back and forth. ***** it, let's do it. Agent John leads you through the process and explains all parts of the contract. What is covered and what is not, your duties, the guild's duties, premiums, price changes, duration, and how the contract may end. You are asked to take photos of your government ID, passport, and your latest utility bill. This insurance contract consists of two parts: a public part and a confidential part. The public part is available for audits and contains the checksum of the confidential part.The confidential part contains the checksums of the photos you just took.

You will only be able to claim damages if you preserve all of these documents without a single byte changed.

I strongly recommend that you create a hidden, long-term storage for backing up all of these files along with your PGP key like the "guild guide" suggests."

You accept the terms and clear-sign the final version of the public part. Agent John then clear-signs the result after you.

After you paid the premium, your contract's checksum appeared on the official guild site as a new contract. You are still not sure if you just lost money to a sophisticated scam or if it was a good decision. Time will tell.

Several accident-free months pass. Then it happens: Your neighbour's water pipe bursts and you are not present. Your npc landlord enters without your permission to assess property damage. He discovers your operation. The system pigs kidnap you as you return home, and they steal your weed, your growing equipment, and your electronic devices, too. You need money to hire a competent fiat-lawyer to represent you in their dumb fiat-court. Fortunately, you had the foresight to pay your insurance premiums on time, and you followed your agent's advice to back up and hide copies of your contract and all necessary files to claim damages. A few days later, the barbarians released you from their cage. You now need money to hire one of their lawyers to represent you in their court. Since your electronic devices were stolen, you acquire new hardware in order to contact the guild hotline.

After a brief assessment, you will be redirected to your randomly assigned case agent. Agent Smith contacts you and the damage assessment process begins. Like your former agent John, he begins the conversation by showing a PGP-signed proof that he is a certified guild agent. You explain truthfully what happened and that you need a lawyer to help you. You also mention that you have receipts of new hardware you had to buy.

You comply.

Agent Smith sends you the contact information of several agents along with signed commission documents. He asks you to contact the agents and show them their respective documents, as well as the corresponding files.

You comply.

Each agent responds after a while with a PGP clear-signed text containing the content of your scanned documents. However, your name, address, and other private information snippets are replaced with placeholders. You contact agent Smith after reviewing the documents.

Several minutes pass.

You forward your files again, but this time to fraud agents. Two hours pass.

You installed a checksum app on your cellphone and use it on a test video you made.

You repeat the chore but this time with the video. It takes long to upload. Eventually the deep fake person responds with an anonymized and signed transcript. You forward it to your case agent.

You both discuss how to proceed with your court case. Agent Smith asks you a series of very specific questions about your accident. He recommends a lawyer. Your contract states that the insurance pays compensation for your stolen hardware and the lawyer costs in advance. You submit all documents and bills through the standard verification process, and your agent initiates anonymous payouts in accordance with your coverage. You both stay in touch over the next few months until your final day in court. The so-called justice system gives you "probation" and extorts you for a large sum of money. Instead of using the proper words like extortion and robbery they call it "fine", "court fees" and "forfeiture" to give their crimes against you the appearance of legitimacy. Your lawyer recommends accepting the outcome. Smith demands transcripts of all court documents and protocols of your conversations with the lawyer. After studying all documents in detail agent Smith is convinced that you honoured your side of the contract. Hence, he proposes to fully compensate you according to your coverage, i.e. your last payout will contain all extortion fees, the stolen money and compensation for your days in jail.

Days pass.

You answer in kind.

During the last months, you have become familiar with the inner workings of the guild. As a result, you are now able to interpret the regular stakeholder meetings and follow the process for scheduled payouts. Your payout proposal received no special attention. It was approved and the coins were sent to your wallet. What would have been nerve-wracking months and life-changing burdens turned into a minor inconvenience for you, thanks to the insurance.

You feel that a new historical period has begun. It feels good to be part of it.